Instant Personal Loans, Simplified
Get quick access to funds when you need them most. No lengthy paperwork, no waiting in queues. Just a few taps and you are done.
Powered by
Usha Financial Services Limited
RBI Registered NBFC
How It Works
Get your loan in 5 simple steps. The entire process takes less than 15 minutes.
Download & Register
Download the KreditCall app and verify your mobile number with OTP.
2 minAccept Consent & Profile
Accept our data consent policy and complete your basic profile information.
5 minComplete KYC
Verify your identity through Aadhaar Digilocker and face liveness check.
3 minCredit Assessment
Link your bank accounts via Account Aggregator for instant credit evaluation.
2 minGet Your Loan
Select your loan amount, sign digitally, and receive funds directly in your bank.
3 minWhy Choose KreditCall?
We have designed our platform to make borrowing as easy and transparent as possible.
Flexible Loan Amounts
Choose from ₹3,000 to ₹2,00,000 based on your needs.
Minimal Documentation
Just your Aadhaar via Digilocker. No physical documents, no paperwork hassle.
100% Digital Process
From application to disbursement, everything happens on your phone.
Instant Approval
Get loan approval within minutes. No long waiting periods.
Direct Bank Transfer
Funds transferred directly to your verified bank account.
Flexible Repayment
Flexible repayment options with tenure from 3 to 12 months.
Am I Eligible?
Check if you qualify for an instant loan. Our eligibility criteria are simple and straightforward - if you meet these requirements, you can apply right away.
- Indian citizen aged 21-58 years
- Salaried or self-employed with regular income
- Valid Aadhaar and PAN card
- Active bank account
- Android smartphone
Years of Age
Employment Type
Loan Amount
Months Tenure